Legal

Legal

Corporate NMLS #63371

License No. 413 0946

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

If an applicant is married, each spouse may apply for a separate credit account.

THE HOUSING FINANCIAL DISCRIMINATION ACT OF 1977 FAIR LENDING NOTICE

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

    Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or
    Race, color, religion, sex, marital status, national origin or ancestry.

    It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

    These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one- to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence.

If you have questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or the California Department of Financial Institutions at:

111 Pine Street, Suite 1100
San Francisco, CA 94111-5613
Tel: (415) 263-8500
Fax: (415) 989-5310

300 S. Spring Street, Suite 15513
Los Angeles, CA 90013-1204
Tel: (213) 897-2085
Fax: (213) 897-8860

1810 13th Street
Sacramento, CA 95811
Tel: (916) 322-5966
Fax: (916) 445-2123

7575 Metropolitan Drive, Suite 108
San Diego, CA 92108
Tel: (619) 682-7227
Fax: (619) 682-7217